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Mohammad Anas, Founder & Director of SayMoney
Founder & Director

Mohammad Anas

Tech Entrepreneur · based in Deoband, India · serving clients locally & internationally

I come from a background of practical, ground-level business experience. Over the years I've worked across fintech, accounting, retail, and operations — and learned the value of systems, clarity, and consistency. My approach is straightforward: understand the need, find a workable solution, and stay consistent. I prefer honest teams, simple processes, and long-term sustainability over shortcuts. I don't claim to know everything — but whatever I take on, I handle it responsibly, with full focus.

10 yrsBanking & Fintech
5 yrsReal Estate & Infra
20+ yrsTotal leadership
Focus Areas

My focus.

Financial clarity Cost control Practical systems Long-term growth strategies
Track Record

Key ventures.

SayMoney Fintech Pvt Ltd

2023–Present

The venture I personally operate day-to-day — specialized accounting and business support for clients across India and Saudi Arabia, with deep focus on the bottled-water industry.

SayMoney India Financial Services LLP

2019–2023

A fintech network connecting 10,000+ retail partners across India — cash withdrawals, money transfers, and bill payments.

Ashrafi Traders

2015–Present

Now a logistics and retail hub operating as a DTDC franchise with smart booking and delivery systems.

Say RO Water Plant

2022–Present

A bottled-water purification and daily-delivery business — the ground-level experience behind my specialized water-industry accounting.

Khareedari

2007–Present

Started at age 13 as an offline Islamic store; reborn in 2023 as a full Islamic e-commerce platform.

Kutub Khaana

2021–Present

A bookstore concept promoting Urdu language and culture, now online at kutubkhaana.com.

Say Graphics

2020–Present

A design and branding agency, expanded into website and e-commerce development.

Ownership Model

SayMoney Accounting is the only business I operate personally, day-to-day. My other ventures run on a profit- and responsibility-sharing model with trusted partners — keeping focused leadership where it's needed most, while enabling sustainable, scalable growth.

Capabilities

Core capabilities.

  • Building accounting systems from scratch
  • SOP design and process mapping
  • High-volume financial data handling
  • Team building and project supervision
  • Multi-location and cross-border operations (India · GCC)